Teresa Owen, Fractional Finance and Strategy Director
Teresa is an independent finance and strategy director helping organisations to grow, transform and become financially resilient.
She has extensive experience in working with business owners, charities and profit-for-purpose organisations. She provides simple and clear financial leadership to help them make decisions quickly with the right information, support and insights.
Having been part of a successful MBO team she has first hand experience in managing a growing business and the challenges that come with it.
"She is a strategic thinker, and combines strong organisational, financial and .. management skills"
"From day one Teresa has helped to improve all financial aspects of the company, ensuring [it] has a strong platform for continual growth and progression"
"..a fantastic finance, business growth and M&A advisor or NED.."
Expertise
A fractional finance director providing the clarity and data-driven support organisations need to navigate uncertainty and make informed decisions.
Finance
Building a resilient finance infrastructure that provides the management information your organisation needs to be prepared for the future.
Finance, strategy, and governance are the interconnected pillars of a sustainable and resilient organisation. Together they ensure that long-term business goals are properly funded, strategically aligned and executed with appropriate oversight and risk management
Strategy
Supporting the development and implementaion of strategy through alignment of financial information, funding and planning.
Governance
Supporting board development and decision making through sound financial governance, management information and mentoring.
Signs you need a fractional finance director
Reports are late or inaccurate
When your financial insights are backward-looking and slow, decisions become difficult and growth stalls.
Cashflow is guesswork
Operating without a clear cashflow forecast and adequate funding makes every expense a risk.
Growing complexity
When spreadsheets start breaking, there are multiple entities and no documented policies and procedures, things get out of control.
Gut-based decisions
Relying on intuition rather than data leads to avoidable strategic errors around pricing, hiring and fund-raising.
Language barrier
When you don't understand the numbers, no context or commentary is provided and language is technical you can't lead with confidence.
Options for working with a fractional finance director
Teresa works with clients flexibly in a way that suits them, but typically an engagement can involve:
Review and report
Initial review of your financials, business structure, cash position and obligations, followed by a
clear report with prioritised recommendations.
Monthly retainer
Ongoing fractional FD relationship covering management reporting, decision support, cashflow management and strategy and governance support.
Project
A specific engagement to manage a discrete project such as fundraising, M&A, investor report packs, finance systems and team development.
Get in touch
Please get in touch if you need financial leadership without the full-time commitment and expense
Email: TeresaOwen@tombec.co.uk
Phone: +44 (0) 7824 319701
Location: Hertfordshire, United Kingdom